To find the cheapest way to send money from Singapore to the Philippines, consider options like online money transfer services such as Wise or Remitly, which often offer lower fees and better exchange rates compared to traditional banks. You can also use e-wallets like GCash or Maya that allow for direct transfers at competitive rates. Always compare fees, transfer times, and reviews before making a choice. Additionally, check with your chosen service for any ongoing promotions or discounts that could save you more money.