The Pag-IBIG calamity loan is designed to provide financial assistance to members affected by natural disasters. As of 2026, the loan terms, eligibility criteria, and application process may have specific updates due to ongoing economic and environmental factors. Typically, members can borrow up to 80% of their total contributions, with a repayment period ranging from 24 to 36 months. It’s a good idea to check the official Pag-IBIG Fund website or contact their office for the latest information and specific requirements for your situation.