The Pag-IBIG calamity loan offers flexible term options to suit the borrower's needs. Typically, loan terms can range from 24 to 36 months, allowing you to choose a repayment period that fits your financial situation. It's important to note that the exact terms may vary based on the current policies of Pag-IBIG and your eligibility. For the most accurate and updated information, it's best to check directly with Pag-IBIG or visit their official website.