Pag-IBIG calamity loans generally have a repayment period of up to 24 months. Borrowers usually need to start making payments within 30 days after the loan is released. Interest rates are typically lower compared to standard loans, which can make repayment more manageable. It's important to check the specific terms provided by Pag-IBIG as these can vary based on individual circumstances. For the most accurate and current information, visit the official Pag-IBIG website or contact their office directly.