Pag-IBIG offers flexible loan term options for housing loans, typically ranging from 5 to 30 years. The specific term you choose can impact your monthly payments and total interest paid over the loan's duration. It's important to consider your financial situation and repayment capacity when selecting a term. For the most accurate information tailored to your needs, it's advisable to visit the official Pag-IBIG Fund website or consult with a licensed financial advisor.