To determine your eligibility for Pag-IBIG loan interest rates, you need to be an active member of the Pag-IBIG Fund for at least 24 months. Your contribution history, the purpose of the loan, and your credit standing are also considered. It's important to check with the Pag-IBIG Fund directly or visit their official website for detailed information on requirements and interest rate specifics. Consulting with a licensed financial advisor can also provide personalised guidance based on your individual circumstances.