Pag-IBIG loans typically have an interest rate ranging from 5.5% to 10% per annum, depending on the type of loan and the amount borrowed. The repayment terms can vary, generally ranging from 5 to 30 years, allowing borrowers to choose a plan that suits their financial situation. It's essential to review your specific loan agreement for precise details, as terms may differ. For the most accurate and updated information, it’s best to visit the official Pag-IBIG Fund website or consult with a Pag-IBIG representative.