As of 2026, to apply for a Pag-IBIG loan, you'll generally need to be an active member, have made at least 24 monthly contributions, and provide valid identification. Additional documents may include proof of income, a loan application form, and other specific requirements depending on the type of loan you are applying for. It's best to check the official Pag-IBIG Fund website or contact their office for the most up-to-date information and to ensure you meet all requirements specific to your situation.