To apply for a Pag-IBIG loan, you generally need to be a member for at least 24 months, have made at least 24 monthly contributions, and provide valid identification. Additional documents may include proof of income, a loan application form, and a housing contract if buying property. It's essential to check the specific requirements for the type of loan you're interested in, as these can vary. For the most accurate and detailed information, visit the official Pag-IBIG website or consult a Pag-IBIG branch.