To apply for a Pag-IBIG loan, you generally need to be a member for at least 24 months and have made regular contributions. You'll also need to submit a loan application form, valid IDs, proof of income, and other relevant documents depending on the type of loan you're applying for. It’s best to check with the official Pag-IBIG website or contact their office for the most accurate and specific requirements. Always consider consulting a licensed professional for personalised advice on your situation.