To apply for a Pag-IBIG loan, you'll need to be an active member for at least 24 months and have made at least 24 monthly contributions. The maximum loanable amount typically depends on your contribution history and the purpose of the loan, such as housing or personal needs. For housing loans, it can go up to ₱6 million, while for multipurpose loans, it’s usually set at ₱32,000. It's best to check the Pag-IBIG Fund's official website or consult with them directly for the most accurate information tailored to your situation.