As an OFW, you can access various loan term options through Pag-IBIG, depending on the type of loan you're applying for. For the Pag-IBIG Housing Loan, terms range from 5 to 30 years, allowing you to choose a repayment period that suits your budget. If you're considering a Pag-IBIG Multi-Purpose Loan, the repayment period is generally up to 24 months. It's important to assess your financial capacity before deciding on a term. For specific details and to confirm eligibility, check with Pag-IBIG or visit their official website.