To apply for a Pag-IBIG multi-purpose loan, first ensure you're a member and have made at least 24 monthly contributions. Gather necessary documents like a valid ID, proof of income, and your Pag-IBIG membership ID. Visit the nearest Pag-IBIG branch or use their online portal to fill out the application form. After submission, await approval and disbursement, which typically takes a few days. For the most accurate and detailed information, consider checking the official Pag-IBIG website or contacting their customer service for assistance.