Sea-based OFWs can apply for the SSS educational assistance loan by ensuring they meet the eligibility requirements set by the Social Security System. This includes having at least 36 months of contributions and being a member in good standing. Applications can be submitted online through the SSS website or at any SSS branch. It’s also a good idea to have the necessary documents ready, such as proof of enrolment and a valid ID. For more specific guidance, check the official SSS website or contact their customer service.