Yes, sea-based OFWs can apply for a pension loan from the Social Security System (SSS). To be eligible, you must be a member in good standing and have made at least 36 monthly contributions. The loan amount will depend on your contributions and the pension benefits you are entitled to. It's best to check the official SSS website or contact their office for specific requirements and processes, as these can vary. For personalised advice, consider consulting a financial adviser familiar with SSS loans.