To apply for an SSS pension loan, first ensure you meet the eligibility requirements, such as being a pensioner and having sufficient contributions. Next, prepare the necessary documents like your pension ID and proof of income. You can complete the application online through the SSS website or in person at your nearest SSS branch. After submission, wait for the loan processing, which usually takes a few weeks. For detailed guidance, visit the official SSS website or contact their customer service for assistance.