Can you explain how the SSS salary loan works and who is eligible for it?

3 Oct 2026, 02:30
Q A Kabayan Asker

Can you explain how the SSS salary loan works and who is eligible for it?

A PeraGabay Team Answered by

The SSS salary loan is a short-term loan program available to members of the Social Security System in the Philippines. To be eligible, you must have paid at least 36 monthly contributions, with 6 of those in the last 12 months before applying. The loan amount can go up to a maximum of your average monthly salary credit, but it’s subject to SSS regulations. Repayment is typically within two years. For more specific details and to check your eligibility, it's best to visit the official SSS website or contact their customer service.

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